Here are some tips to help you save on your homeowner’s insurance here in Florida. Disclaimer some homeowners insurance companies may or may not offer this discount. Contact a license All American Insurance Agent to help you apply this discount to your Homeowners insurance policy. 754-263-2160
- Improve your homeowner’s security
You can usually get discounts of at least 5 percent for a smoke detector, burglar alarm or dead-bolt locks. Some companies offer to cut your premium by as much as 15 or 20 percent if you install a sophisticated sprinkler system and a fire and burglar alarm that rings at the police, fire or other monitoring stations. These systems aren’t cheap and not every system qualifies for a discount. Before you buy such a system, find out what kind your insurer recommends, how much the device would cost and how much you’d save on premiums. Contact a license All-American insurance Agent Today. 754-263-2160
- Replace the roof if it’s very old.
Getting a new roof can be an expensive proposition, costing $5,000 to $50,000 depending on the size of a home and the roofing materials used. Still, it could pay off big-time in discounts and protection from hurricanes, especially if you’re replacing a shingle roof close to 25 years old or a tile roof close to 50 years old. You can get up 50 percent discount on your homeowner’s insurance policy. You will need a wind mitigation inspection to apply your discount.
- Get Hurricane Shutters
There difference types of hurricane protection. The hurricanes shutters need to be Miami-Dade approve. Protect your windows. Protections such as shutters or hurricane-impact glass can cost a few hundred dollars to more than $10,000 and prevent your home from being destroyed by hurricane-force winds. Cover all openings in the home, not just the windows. Door’s, garage door’s and skylights should also be protected with hurricane-resistant panels and materials. You will need a wind mitigation inspection to apply your discount. You can get up 50% discount on your homeowner’s insurance policy
- Gated Community
If you live in a gated community, some companies offer an additional discount to your homeowner’s insurance policy. Contact a license All-American insurance Agent Today. 754-263-2160
- Get a Wind Mitigation inspection
You will need a wind mitigation to help you apply different discount you didn’t know you qualify. A licensed inspector can only do it. The wind mitigation is valid for up to five (5) years provided no material changes have been made to the structure or inaccuracies found on the form. Need wind mitigation? Contact a license All-American insurance Agent to help you get wind mitigation. 754-263-2160
Let a License All American Insurance Agent review your Homeowner Insurance policy, help you apply all the discounts you deserve and help you save